Answers to the questions we hear most from freelancers and gig workers managing irregular income.
Getting Started
How do I set up income categories for multiple income streams?
Start by identifying your distinct income sources: freelance projects, part-time work, retainer clients, side gigs, whatever applies to you. Create a category for each one in the app. This gives you clarity on which streams are strongest and which need attention.
What if my income is completely unpredictable?
That's exactly what this tool handles. Instead of forcing fixed monthly amounts, the tracker works with your actual cash flow. Log each payment as it arrives. Over time, it learns your real patterns and helps you spot trends, even if no two months look the same.
Forecasting & Planning
Can I forecast next month's income?
Yes. The tracker averages your income over the past 3-6 months and projects forward, giving you a realistic range. You can adjust the forecast manually if you know a big contract is coming or a client is pausing work.
How does the app handle slow months?
The forecast accounts for your variability. If you typically have one slow month every quarter, the projection reflects that. This helps you budget realistically without panic.
Can I set savings goals?
Yes. Set a target for emergency savings, taxes, or investments. The tracker shows your progress each month and alerts you when you're behind.
Tracking & Expenses
How do I track both income and expenses?
Create separate ledgers for income and expenses. Tag each entry with a category so you can see where money comes from and where it goes. The app calculates your net position each month.
What expense categories should I create?
Start simple: tools, software, office, supplies, insurance, taxes. Add more if they matter for your business. You can merge or rename categories anytime.
How do I handle quarterly taxes?
Many users set aside 20-30% of gross income for taxes as it arrives, treating it as a virtual expense. This prevents the year-end shock. You can adjust the rate based on your actual tax bracket.
Reports & Export
Can I export reports for my accountant?
Absolutely. Download monthly or annual summaries as PDF or CSV. Share the PDF with your accountant for quick review, or use the CSV for detailed analysis in a spreadsheet.
What's included in the reports?
Income breakdown by source, expenses by category, net profit, and cash flow trends. Perfect for tax prep or business planning.
Privacy & Security
Is my financial data secure?
Yes. All data is encrypted in transit and at rest. We never sell or share your information, and you can export or delete your data anytime.
Does the app work offline?
Once synced, you can view your budget offline. New entries sync automatically when you reconnect.