Student loans feel more complicated every time you get an update email. We compare all your repayment options and show you the exact monthly cost for each one.
AI-powered analysis that finds you thousands in savings. Your personalized repayment strategy in under 60 seconds.
Link your federal and private student loans securely. We never store sensitive financial data - analysis happens in real time.
Our algorithm evaluates 40+ repayment strategies: standard, income-driven, forgiveness paths, consolidation options, and hybrid approaches.
Receive a personalized report with your optimal path, estimated interest savings, timeline to payoff, and month-by-month strategy.
Average borrower finds 4+ years of accelerated payoff or massive interest reduction.
Zero data storage. Analysis runs in-session only. No selling, no tracking, no ads.
Detailed optimization plan in under 60 seconds. No waiting, no paperwork, no fees.
Yes. The full analysis - all 40+ scenarios and your complete optimization plan - is 100% free. We make money from partner services (loan consolidation, refi) if you choose them. We never pressure you.
Federal loans (Direct, Stafford, PLUS, Perkins), private student loans, FFEL loans, and Parent PLUS loans. If you have mixed debt, we prioritize student loans and show interactions with other debt.
Our algorithm updates daily with new guidance from Federal Student Aid, Treasury, and DOE. We cover Public Service Loan Forgiveness, SAVE plan changes, and forgiveness eligibility shifts as they happen.
Our analysis uses official DOE/Federal Student Aid formulas. Your servicer may not prioritize your savings - they earn fees from higher loan balances. We have no financial incentive beyond helping you.
Re-run your analysis anytime - free. Life changes (marriage, job, kid, income shift) alter your optimal path. We email you quarterly with policy updates that affect your plan.
No credit check. No signup required. Your loans, analyzed privately in 60 seconds.
Analyze My Loans FreeThe Wishdeal Factory scores every idea against 10 Adoptability axes, separate from raw quality. Here are the numbers we surface for this one.
shippable in 4 to 6 weeks. Year-1 ARR mid-case around $54K (estimate). Investment to production around $22K. probability of meaningful success around 14%, by Fermi heuristics.
Everything on this page. The brand, the score, the Fermi math, the audio pitch.
ICP, MVP scope, first 7 build tasks, 30/60/90 launch plan, GTM, email drip, LinkedIn message, objections, risk memo.
Unlock dossierDossier plus the working code starter, brand assets, copy library, and outreach pack.
See adopt scopeHire the team that built this to install, customize, and run launch with you.
See scope