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Lapse Recovery
Features How it works Pricing

Stop cancellations before they happen.

AI voice calls your lapsing policyholders, re-qualifies them, and books renewals - automatically. Recover 18-22% of at-risk policies without adding headcount.

Start 30-day free trial Watch 2-min demo

Built for independent insurance agents.

Most independent agents lose 15-30% of renewals to simple neglect. Email reminders get buried. Phone calls come too late. Your prospects have already switched carriers or been contacted by three competitors. Lapse Recovery runs the play your team doesn't have time for.

Proactive voice outreach

Automated calls to policyholders 30-60 days before renewal lapse, using personalized, natural-sounding voice synthesis. No robocall feel. Real conversation.

Smart re-qualification

The AI agent asks qualifying questions: life changes, coverage gaps, budget shifts. Real barriers surface. Agent notes update your CRM in real time.

Direct calendar booking

If the prospect engages and wants to renew, the voice agent books a 15-min call straight to your calendar. No "I'll call you back" loops.

Compliance-ready

Built with call recording, consent tracking, DNC list integration, and full audit logs. Insurance-grade call handling and regulatory compliance.

The problem.

Why renewals lapse.

You send email reminders 60 days out. They land in spam or get buried under 20 other emails. You call at day 45 and get voicemail. Prospect never calls back. Day 60 arrives and the policy cancels. You just lost that premium forever.

Your team is stretched thin managing active prospects. Renewals are administrative burden, not revenue opportunity. By the time someone touches base, it's too late.

How Lapse Recovery fixes it.

We call at day 45 with a trained voice AI. It's a real conversation, not a robo-nag. The agent asks one simple question: "What's changed since we last talked?"

Prospect tells the agent: cost concern, life change, coverage question, business shift. Agent hears it, takes notes, asks one clarifying question, then says "If you'd like, I can book you 15 minutes with [your name] this week to sort this out."

If they say yes, boom. Calendar invite sent. You get clean notes on what they care about. You close the renewal with context.

How it works.

1

Upload your at-risk list

CSV of policyholders 30-60 days from renewal lapse. We match to phone numbers and validate contact data.

2

Voice agent calls on your behalf

Natural-sounding voice, personalized greeting with prospect name and policy details. Conversation flows like a real agent call, not a script.

3

Get live notes and recordings

Full transcript and agent notes synced to your CRM in real time. You hear what they said, what they care about, what they're worried about.

4

Interested prospects auto-book

If they want to renew, calendar invite goes straight to your inbox. Pre-qualified, context-ready, committed to the call.

18-22%
Avg renewal recovery rate on at-risk policies
2 min
Avg call duration. Natural, not long-winded.
45+ min
Time saved per week vs manual outreach

Simple per-call pricing.

No monthly seat fees. No contracts. No setup charges. Pay only for calls we make.

Standard outreach

$2.50 /call
Prospect calls your main office line. You take it live or it goes to voicemail, then your CRM logs the record.

Warm handoff

$4.00 /call
If prospect engages, the agent transfers them live to you or a designated team member on the call.

Stripe billing. Charged per call at end of month. Cancel anytime. Typical independent agent spends $150-300/month on 60-120 calls to recover 10-25 renewals.

Ready to recover your lapses?

Start with your next batch of at-risk policies. No credit card required for the trial.

Start your 30-day trial

Insurance Lapse Recovery Voice Agent. Built by Wishdeal Studio for independent insurance professionals.

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Want Insurance Lapse Recovery Voice Agent built out, or handed over?

This is not a purchase and there is no card field. It puts your address, this product, and whatever you write below in front of a person, and you get a written answer about what finishing it, or handing it over for you to run yourself, would actually take.

  • A person reads these. Expect a reply in days, not minutes.
  • Your address is used to answer you. No sequence, no list, no sharing.
  • Ask to be removed and you are removed.

Prefer the team to build it and run it for you? That is the operator partnership.

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