Put your money where your mouth is
Real money commitment app with organic viral loop and proven user cohorts.
Every artifact below transfers to your accounts on day one. The whole engine.
Custom scope to take Stake from MVP shell to operating business.
The GTM is bottoms-up and cheap: organic seeding in existing communities (r/productivity, Discord) where the audience already congregates. The free tier creates zero friction for trial. The $8/mo premium converts users who want custom stakes and social accountability, avoiding cold acquisition spend. Beeminder's survival at $500k ARR for 14 years proves real money commitment has durability despite narrow appeal.
Money transmitter licensing across 50 states costs $500k plus ongoing compliance, forcing you to route stakes through charity or third parties that weaken the core value prop. The market ceiling is real: Beeminder's 14-year plateau near $500k ARR suggests 5,000-8,000 paying users globally is the hard limit regardless of product quality. Churn is structural: winners feel cured and leave, losers feel punished and quit. Unit economics are brutal once you factor in organic CAC limits.
An operator already embedded in habit-tracking or productivity communities (e.g., indie SaaS founder with an audience, Beeminder-adjacent app maintainer, or Discord moderator with credibility). You need to be comfortable with narrow TAM and structural churn, and willing to navigate money transmitter compliance or route stakes through approved partners. This is a community-led play, not a paid acquisition business.
From contract signing to operating business.
Three ways in, depending on how much you want to build yourself.
Read the full buyer brief on every product in the catalog. All Fermi math, all agent specs, all sales kits, all skeptic memos. Cancel any time.
The full asset bundle transfers to your accounts. Brand, domain, landing, agent spec, financial model, sales kit, founder persona, video. You own it.
A Roll Digital chief operator builds Stake for you. AI-amplified: unlimited Claude + Codex tokens. What used to take weeks, days at our speed.